Behind me is the earth

Chapter 223 221. Bank

The next day, Ren Pingsheng delivered the medicinal materials to Ruan Tang and brought two female guards with him.

They are all elites in the Night Owl organization. They have also reached the level of Ming Jin in martial arts. They are very skilled in using rifles and pistols. Together with the powerful revolvers that are difficult for ordinary people to control due to their large recoil, they can exert great influence. combat effectiveness.

From now on, the secret guards who secretly protect and monitor Ruan Tang will be withdrawn, leaving only the female guards on the surface. In addition, Ruan Tang has now awakened her electromagnetic power, so as long as she does not go outside the scope of Qingshui County, there is no problem in ensuring her own safety.

"By the way, in the Hanlin class, you can come and be a guest teacher when you have time. The students there are all selected from a hundred, some with flexible and smart minds. There should be many talents in this batch after graduation."

Ren Pingsheng was about to return to the county town, and he told Ruan Tang before leaving.

"Okay, I'll go take a look when I have time."

Ruan Tang nodded and looked at him with some reluctance.

When it was hot, she was reluctant to leave.

"The road from Qingcheng Town to Chengguan Town will be repaired soon. If you have anything, come to Qingshui County to find me."

Ren Pingsheng held Ruan Tang's hands and rubbed them. They were soft and comfortable to touch.

"good."

At the entrance of the small courtyard, Ruan Tang nodded lightly.

If it weren't for Qingshui's existing industrial base, right here in Qingcheng Town, she would have been more willing to leave with Ren Pingsheng. However, as Ren Pingsheng said, Qingcheng Town is not far from the county seat, so if you want to meet, you can make an appointment at any time.

"I will buy a new energy vehicle some time later. I heard that the current battery life of new energy vehicles can reach thousands of miles. By then, it will only be a ten or twenty-minute drive at most."

When Ren Pingsheng went back this time and was watching short videos, he saw that some high-end new energy vehicles had semi-solid lithium batteries that could last for thousands of kilometers. This suddenly put gasoline vehicles at the bottom.

This is just convenient for Ren Shengsheng.

After all, Qingshui County does not yet have the ability to extract oil. Even if you buy gasoline or diesel cars, you still have to worry about buying gasoline.

Charging is much easier.

Ruan Tang eagerly sent Ren Pingsheng to the street, and reluctantly watched Ren Pingsheng's carriage and escort leave.

It wasn't until the carriage turned around the end of the long street and disappeared onto the road to the west city gate that Ruan Tang returned to the small courtyard in a daze, feeling very lonely.

When the carriage arrived at the west gate, Lu Yingying was already waiting here with people.

"Lord! In the past few days, Guangming took some textile factory owners to Zhoujia Market Town in Yanyan County, Guyi County, where they inspected the planting of cotton. I just came back today, and my lord has to go back, so I was unable to listen to my lord's teachings. , I’m really ashamed.”

Seeing Ren Pingsheng get out of the car, Lu Yingying quickly bowed with her hands in hand.

"It is my blessing that Guangming is dedicated to serving the public good.

I have been walking around Qingcheng in the past few days, and Qingcheng is developing well.

You, on the other hand, have lost a lot of weight during this period of hard work. "

Ren Pingsheng looked at the thin Lu Yingying and said.

Lu Yingying shook her head and said sincerely: "Thank you for the compliment, my lord. You are bright and don't care about hard work. I am just working hard for the development of Qingcheng."

Ren Pingsheng patted Lu Yingying on the shoulder to show encouragement, and asked casually: "How was the itinerary and results of this inspection?"

“We now have 70 or 80 large and small textile factories in Qingcheng Town, and the demand for cotton is very strong.

However, due to the policy of the county government, we could not encourage cotton planting in the county, so we organized the factory owners and went to Zhouji Town in Rock County. Because growing cotton is profitable, the landowners and rich farmers here have switched to cotton to supply our textile factories.

However, these gentry were extremely cunning and actually hoarded cotton in order to take advantage of the opportunity to raise the price. This time we concentrated our purchases and divided them up to drive down the price of cotton, which ended up costing more than 10,000 taels.

The results are also very good. We have already signed a contract with some large cotton-growing gentry over there, and also agreed on our purchase quantity and the price of cotton next year. These are all contracts signed by both parties, and neither party can regret it. "

Lu Yingying said.

"Um."

When Ren Pingsheng heard the words, he pondered for a while.

This has already begun to take shape in the form of futures.

"Don't give up on Guangming. I see that you are diligent in official affairs and working for the people."

Ren Pingsheng waved his hand at Lu Yingying, and as he saw her off, he got on the carriage and left Qingcheng Town.

But on the carriage, Ren Pingsheng was still thinking about the next economic development.

Banks, stock exchanges, and commodity exchanges are all important tools for economic regulation.

Stocks and futures, these two things are not urgent yet, but banks urgently need to launch them.

Banks can not only use monetary policy to regulate economic operations, but also provide storage, financing, and payment for factories and individuals.

It is also a propeller for the development of the factory.

Of course, the most practical significance and most important role of banks now is to provide storage and payment.

It is very difficult to go out to do business at this time. The large amounts of money and silver used to do business are often transported by cart. Like this cotton purchase, once it involves the purchase of thousands of taels of silver, , you need to load the car one by one!

At this time, the road is not smooth. Walking through the market like this is not only inconvenient, but also very easy to attract the covetousness of robbers and bandits. White knives come in and red knives come out at every turn. Going out to do business is a high-risk occupation with your head in your belt. .

Even hiring the escorts from the escort agency is a big expense, which adds a lot of burden to the merchants.

However, the Qingshui regime, which only covers an area of ​​one and a half counties, seems not to promote the credibility and authority of banks.

Xiaowan looked at the young master's frown because of the bank matter, and said: "Master, since you said that the bank needs credit support, but it does not necessarily rely on the forcible promotion of the regime to operate, I think under the current situation , or real money is more impactful.

As long as you hoard enough gold and silver and win the trust of merchants and people, that's it. Moreover, the imperial court has just appointed the young master as the commander-in-chief of Wuzhou. I think, at least in Wuzhou, it will not be difficult to open a bank. "

"you're right."

Ren Pingsheng praised Xiaowan, saying that her understanding was beyond praise.

"The bank's issuance of currency is like the official tickets and Jiaozi issued by the Jing Dynasty. They were all credit-endorsed by the imperial court, but in the end they had no good results.

I think it is better to hoard gold and silver. The currency issued by banks is directly linked to gold and silver. As long as we control the quantity of currency issuance, there will be no major problems.

Moreover, the gold and silver we reserve can be publicized to everyone in the world, so that trust can be established and it will be less likely to end up cheating. "

Xiaowan continued.

These were among the books she had read, and one of the chapters introducing the Brinton Woods system introduced these.

"You're right."

Ren Pingsheng is a Chinese major, but he also has a broad understanding of the economy after many years of work, and he knows that what Xiaowan said is quite the same.

Moreover, he had just forgotten the official position of "Capital Commander" that he had just been awarded, which provided favorable conditions for him to promote the establishment of bank branches in various parts of Wuzhou.

"Xiao Wan, now that we are small and the boat is small, it is easy to turn around, so I will leave the bank matters to you.

However, bank matters can affect the whole body. We must insist on government-run banks and hold them firmly in our hands, and do not let private capital get involved. "

Ren Pingsheng waved his hand and handed this task to Xiaowan, who was not yet fifteen years old. On earth, this would be considered child labor.

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