God of Life

"What are you doing?"

Wang Yunxi's eyes widened as he looked Wang Yan up and down.

"The third master wants to use money, and I don't say anything. If you want to use it, you have to give brother a reason, and then inform the third master."

reason? !

I want to buy three good habits!

That's so right... hello? Castle Peak Psychiatric Center? Please come here!

Wang Yan sneered twice, and said haha: "I'm joking with you...Why do I need so much money..."

"Bastard! Are you teasing your brother?"

Wang Yunxi laughed and cursed, and continued to eat the watermelon.

No kidding, I really want money, but you won't give it to...

Wang Yan felt like crying but didn't want to be seen, so he had no choice but to continue chatting with him.

Xizi is in a particularly good mood today, very chatty, talking about the inside story of the industry, she can't stop talking.

Wang Yan was not very interested, but he was very responsible for being a fan, and in the end he understood 90%.

The whole process is actually not complicated. In summary, it is basically self-certification in five points——

You have to prove that you are you (ID card, phone call records)

You have to prove that you are a voluntary loan (fill in the form on site, video recording)

You have to prove that you have the ability to repay (work unit, proof of income)

You need to prove that you have repayment credit (credit report)

Ability to reach you in case something goes wrong (proof of address, emergency contact)

Above, what is needed is very clear, and each link has verification measures.

However, there is still no guarantee that there will be no problems.

According to Wang Yunxi, there are quite a few people making a living in the small loan industry, including those inside and outside, blood-sucking and money-sucking, and so on.

Some ignorant local bosses came in with checks, wanting to get a piece of the pie, but within a year, they were emptied by the store managers below.

Loans without credit information are easy to give birth to Lao Lai, and if salesmen and customers cooperate internally and externally, the bad debt rate will suddenly rise, and it will be easy to hollow out a local boss.

Wang Yan asked casually, "Brother Xizi, have you ever helped a client?"

Wang Yunxi took out a cigarette, lit it, and nodded with an ambiguous smile.

Then he repeatedly urged: "Nowadays this kind of thing often happens in the industry. It is tacitly understood by everyone. Anyway, just don't get caught. Don't go out and be blind, do you understand?"

"Don't worry, I know."

Wang Yan has always been a very stable kid, very trustworthy, otherwise Wang Yunxi would not have said so much at all.

After thinking about it, Wang Yan felt that there seemed to be only a little obstacle left in the whole session, so he asked casually.

"How do you solve the return visit? Isn't it very strict?"

Wang Yunxi smiled, as if to say: naive.

"There is only one kind of store visit, which is to check your unit address on the spot. Generally, as long as there is no purchase contract attached, they will not go to your home address to check."

"After submitting the application, the company's headquarters will call you and your main contact to confirm your identity."

"If you make a mistake in answering the question, then you don't have to worry about disbursing the loan, Iron Rejection."

"Actually, there is no need to worry, because the salesman who receives the order will definitely help the customer to conduct advance drills and be familiar with the specific process."

"And in our industry, there is also a special telephone company. Sometimes when we receive special customers, we will find a company to pretend to be the customer's contact person."

"He is proficient in business, never cheats, and even sells the mobile phone numbers he has raised."

Wang Yan couldn't help but be speechless: "So powerful?"

Wang Yunxi triumphantly threw out a new word: "Industrial chain, understand?"

I don't understand, I don't understand, big brother society!

Wang Yan was just wondering: How much profit would it take to give birth to such a wonderful industry?

Moreover, usury can actually get into the campus, and it is naked and forced.

It's so rampant, I'm afraid I don't know how to write the word dead?

Just as he was about to ask about campus loans again, Wang Yan's parents came back.

Comrade Lao Wang looked at his son who was obviously very energetic, and asked wonderingly: "Xiao Yan, what are you doing today? Have a good time with your classmates?"

Wang Yan said with a smile, "I didn't go out, I was chatting with Brother Xizi, it was very interesting."

When the mother came up, she sent Wang Yunxi: "Xizi, go and bring a bucket of ice water, let's eat cold noodles today!"

The family started working on dinner.

The chilled cold noodles are full of shredded cucumbers, tomato slices, capers, spicy cabbage, cut an egg, and soaked a few slices of sauced beef. It is cold and sweet, refreshing and appetizing, not to mention how refreshing it is.

It's a pity that there was no European Emperor crit.

After dinner, Xizi bid farewell to the village to play billiards, Lao Wang went to play mahjong for 10 cents, and mother Wang Xiufang went to dance in the square. They all left the house.

Wang Yan had nothing to do, so he went out to have sex with his friends in the Internet cafe, and got over the addiction of robbing children.

After being sprayed until 10 o'clock, I went home to sleep.

When I woke up the next morning, I opened the panel as soon as I woke up from sleepiness.

Take a look, Panasonic breathed a sigh of relief.

Well, the system is still there, not a dream!

Just as he was about to close the panel, his eyes suddenly stopped, and he became sober.

In the system mall, there was one thing lying upright—a habit cultivator!

I go!

Why didn't it refresh? !

I asked the system directly, and the explanation I got was: the system mall was opened for the first time, and the refresh function would not be officially launched until a full natural week had passed.

So humane!

In other words, the [Habit Cultivator] will stay in the mall for a full week, and it will be removed at midnight next Monday.

Wang Yan was so happy that he danced and danced for a while, then suddenly he was taken aback.

etc!

money!

In the secondary system, more than 2,700 yuan of wages are paid every day, and it still takes 11 days to save up to 30,000 yuan!

Fuck Fuck Fuck Fuck!

Finally got another chance, this time you must not miss it!

Turning around in a hurry, Wang Yan suddenly thought of the chat with Brother Xizi yesterday, and his heart skipped a beat.

Small loan!

As long as it can be done, a sum of money is enough!

And there is plenty of time. If things go well, the payment can be made the next day or even the same day!

Wang Yan immediately rushed back to the bedroom, picked up the notebook and pen, and sorted out the process.

After finishing the list of one, two, three, four, five, Wang Yan realized that the biggest problem was... age and identity.

According to Brother Xizi, no company will lend money to high school graduates.

It is said to be 18 years old, but in fact, it is basically impossible to do it if it is younger than 20 years old.

And you must have a formal job, preferably a civil servant or a public institution, and you must have at least three insurances and one housing fund for ordinary jobs.

Therefore, Wang Yan's own ID card is definitely not acceptable.

unless……

Wang Yan's eyes lit up, and he rushed into his parents' bedroom, and found an ID card in the sundry drawer.

Name: Liu Dapeng

Age: 22 years old

Place of birth, ID number omitted.

YES!

Liu Dapeng, now named Liu Yupeng, is Wang Yan's cousin and the only son of Aunt Qin's family.

Brother Dapeng moved his household registration once, and his name and address were changed. The old ID card has been kept with Wang Xiufang, and it can be used normally.

When Wang Yan didn't get his ID card, he secretly went to the Internet cafe to surf the Internet. He used Brother Dapeng's ID card and never had any problems.

Biggest puzzle solved!

Theoretically, there is already a possibility of success in making small loans.

Next, step by step, sort out all the details, do a solid job, and turn the possibility into a victory!