Life Returned To 2012

"Xiao Jin, has there been a result for what you asked you to inquire about?"

Zhang Shan asked the little brother standing next to him.

"Brother Zhang, I've already inquired clearly."

Brother Zhang, named Zhang Shan, the boss of Liu Wei before, is also one of the local snakes

; during this time, Zhang Shan's life was very uncomfortable;

first Liao Tian was sent to the bureau, in the past two months, the stock market has been in a mess, and the funds invested before have lost more than 50%;

Zhang Shan didn't care too much about Liao Tian's entry into the bureau, at most he would change someone

, but the stock market was very bad, and the funds that Zhang Shan invested in it, plus leverage, lost more than 50%;

At the end of November, the stock market fell below 2,000 points, and Zhang Shan, who could not stand it, angrily cut his flesh and secretly vowed to leave the stock market

; however, after cutting the meat from Zhangshan, the market seemed to have bottomed out, and it rose every

day, and Zhang Shan was in a bad mood; because Zhang Shan had no more chips, and all the meat was cut

; in this case, could Zhang Shan be in a good mood?

Especially on the day of 24 November, An Ping Securities issued an article: From nothing to multimillionaire, twenty-two-year-old you, what have you experienced in the past half a month";

After reading it, Zhang Shan wanted to smash his mobile phone, but he was reluctant to buy the apples he had just bought from scalpers for eight or nine thousand yuan.5

Why is there such a big difference between people and people?

He invested millions of dollars, and now there are only more than 400,000 yuan left

; while others invest 900,000 yuan and earn 10 million yuan a month;

if he has a net worth of 10 million yuan, what kind of society do he mix, and he drinks morning tea and afternoon tea every day, isn't his life happy?

A few days ago, Zhang Shan overheard that there was a person who wanted to invest in Aunt Qin, although Zhang Shan felt that Aunt Qin was very familiar

; and Zhang Shan, this was a bad idea, and wanted to operate it himself, enter or buy it at a relatively low price, and then directly buy it to the big guy, wouldn't it be a big profit;

of course, whether he can gnaw it or not, then he has to investigate it first;

then he arranged for this person named Xiaojin to inquire.

"Brother Zhang, that Aunt Qin, we still have a lot of relationship with us";

When Xiao Jin found out Aunt Qin's information, he was also very shocked, shocked that one of the bosses turned out to be with them before; It's

only been a few months, and a mixed society has opened several stores, how can Xiao Jin not be envious, jealous and hateful.

"Oh, what a source, tell me about it";

Even Zhang Shan was a little curious, although he thought Aunt Qin was familiar with it before, but he didn't think about it.

"Aunt Qin, one of the owners of this shop, is the previous Ah Wei";

"I think about it, no wonder I said how come it is so familiar, Liao Tian seems to have been planted there."

"Yes, Brother Zhang, Brother Tian is there";

"Then tell me, what

is Aunt Qin's situation now?" Zhang Shan is now more and more curious about Aunt Qin, how much ability his original subordinate Liu Wei had, he is very clear, could it be that it has only been three months, and there have been such great changes?"

"Aunt Qin's founders are named Ma Yibo and Liu Wei, and they have opened two stores at present, and it is said that business is very good, and there are three stores under renovation."

Xiao Jin reported what he knew

to Zhang Shan, and Zhang Shan was also a little shocked at this time

; at the beginning, when Liao Tian went over there to make trouble, he also paid attention to Aunt Qin, but he was just a vegetable seller

; and now, there are almost five shops;

Zhang Shan knows very well about the shops, after all, he has several streets;

To open a store, the minimum is more than 100,000 yuan, and the most is hundreds of thousands or even more; the investment in those five stores is definitely not less than 500,000 or 600,000 yuan

; So, how did Liu Wei get so much money? Liu Wei certainly did not have so much, so there was only one possibility, and it was the funds provided by Liu Wei's partner

Ma Yibo;

as for Ma Yibo, Zhang Shan had made a special investigation when Liao Tian was involved, but the results of the investigation surprised him very much;

A college student who graduated from Chang'an in July this year and came to Yangcheng to work part-time resigned a month later to found Aunt Qin;

not to mention that Zhang Shan felt strange about such a simple message, who could not be shocked

? Where did a person from other places come from to open a shop in Yangcheng, even if it was just a shop that sold vegetables?

Don't be kidding if you expect that month's salary

? Could it be that it was given by your family?

However, the data shows that Ma Yibo's hometown is rural, and he is in the same village as Liu Wei;

could it be that he knows someone who invested in him?

Thinking about it, Zhang Shan only has this one reason that seems a bit far-fetched.

Lawyer Xiao

, named Xiao Xiao, is an independent lawyer who specializes in economic law and company law

; he mainly helps people like Zhang Shan to inquire about what they want to know and give certain advice;

in recent years, Lawyer Xiao has become relatively well-known in the circle of mixed society

Because of Mr. Xiao's meticulous work, he has helped his clients a lot several times.

Lawyers, there is no such thing as public justice, only procedural justice.

"Okay, give me half a day and definitely give you the most comprehensive information".

Lying on the recliner, Zhang Shan began to get Aunt Qin by himself, and then sold it, how much money can he make;

this year, the stock market lost five or six hundred thousand yuan, if he can earn it back through this, it is also a good choice.

"Lawyer Xiao, your work efficiency is really still so high";

In a relatively high-end coffee shop, Zhang Shan and Xiao Xiao slowly tasted the bitter and then sweet coffee, while talking about some dirty things.

"Mr. Zhang, serving you, efficiency is my purpose, and the accuracy of information is the foundation of my survival";

"Let me show you, Aunt Qin, established at the end of August 2012, there are two shops in business, three shops are being renovated, and there are currently 22 people";

"1 million loans from the bank";

"The decoration fund totaled 660,000 yuan, only 20% of the deposit was paid, and the remaining 80% was paid after the renovation was completed";

"The monthly settlement of the payment for the vegetables is about 60-750,000 yuan per month for the two stores";

"The daily income of a single store is about 8,000-9,000, and the total monthly income of the two stores is 480,000-540,000";

"Why is the single-day income flow lower than the purchase, it is because Aunt Qin has a member to recharge, and the member consumption uses the member balance to consume, resulting in the receipt of funds is not as much as the purchase";

"Coupled with Aunt Qin's expansion, even if there is a bank loan of 1 million, it can be blocked by the shortage of capital chain caused by expansion";

"Moreover, as far as I know, the 1 million has not been used for the development of Aunt Qin, and has been used by their boss in the stock market."

If Ma Yibo was here, he would definitely give lawyer Xiao Xiao a thumbs up, which almost made Aunt Qin look upside down;

Xiao Xiao is precisely because of such resources that he can mix so nourishingly, otherwise why would he be looking for him.

"Lawyer Xiao, admire, this information, meticulous";

"Can you help me take a look at the current Aunt Qin, if she puts it on the market for financing, how much can the valuation get?"

Zhang Shan is most concerned about this, if the valuation is not high, then what's the use of going to great lengths to get Aunt Qin, do you really want to sell vegetables by yourself? Don't

be kidding.

"Mr. Zhang, if Aunt Qin is only calculated according to the current two stores, the valuation of venture capital is about 2.1 million to 2.5 million, which depends on the brand value of Aunt Qin";

"If you add the three companies that are being renovated, and the business is the same as the first two, Aunt Qin has five stores, and the valuation is about 6 million."

Why is the valuation given by Xiao Xiao lower than

Ma Yibo's own valuation? The reason is also very simple, Aunt Qin, which Ma Yibo founded by himself, has her own personal feelings, and at the same time, Ma Yibo also knows Aunt Qin's development plan;

in addition, it is necessary to dilute Liu Wei's shares, which makes Ma Yibo calculate according to a relatively high valuation.

And Xiao Xiao's valuation is the current valuation of the company, and he doesn't think too far about the future.

"Lawyer Xiao, then you give me some suggestions, how can I get Aunt Qin legalized at a lower cost?"

At the stage of checking the information just now, it was only the embodiment of Xiao Xiao's basic skills and personal relationships, and the opinions that will be provided now are the embodiment of Xiao Xiao's personal ability.

"Mr. Zhang, I have a few opinions

," "First, Aunt Qin's current funds are supported by 1 million bank loans, and the name of this 1 million loan, he is a business loan, and it was misappropriated to the financial market without authorization, which is not in compliance with the law";

"If Mr. Zhang's bank has a relationship and can force Aunt Qin to repay the loan in advance, then their capital chain will be broken, and at that time, Aunt Qin can only sell it cheaply or even take Aunt Qin over at just the rent."

When Zhang Shan heard Xiao Xiao say that Aunt Qin's loan of 1 million yuan was not used for Aunt Qin's own development, but was used to speculate in stocks, Zhang Shan suddenly wanted to thank this year's market;

even if he himself lost hundreds of thousands of dollars in the stock market, if he could really get Aunt Qin at a low price, then hundreds of thousands would be regarded as

road money; and Xiao Xiao was the same, although he only had a small amount of money to play with stock speculation, he also knew that this year, especially in the past two months, the stock market chatter;

Loan 1 million to speculate in stocks, obviously, the rhythm of meat buns beating dogs

; this can't be blamed on Xiao Xiao's carelessness, mainly because the stock market is too uncompetitive;

plus Ma Yibo's information, now it has been encrypted by Zhang Hongjing and Zhang Zongzong of Anping Securities, and ordinary people can't find out Ma Yibo's capital account at all.

"Second, that is to start with the suppliers of their raw materials and find a way to let the suppliers collect the payment in advance, so that Aunt Qin's capital chain will also encounter a big crisis";

"Third, start from the decoration company and let the decoration company find Aunt Qin to pay more in advance, instead of the current deposit of 20% and 80% after completion, which is a bit difficult."

"Unless the decoration company feels that Aunt Qin is hopeless, the other party may tear up the previous payment agreement with Aunt Qin, and then ask Aunt Qin to pay more for the decoration."