In Aunt Qin's

store, Ma Yibo did not help others do some manual work, but was thinking about how to make money; now Aunt Qin's

account has about 340,000 yuan

; after opening a new store, there are less than 100,000 left, and it is not realistic to do cross-border e-commerce at all

; unless it really starts from the novice FBM, then the effect will be too slow;

When there are certain achievements, the profiteering stage has passed, and it becomes a pure hard fee;

of course, this hard fee, in other industries, is still a windfall profit stage.

The most important thing at the moment is the funds, without which there is no way to proceed to the next step;

they can only watch this piece of fat slip away, who can be willing?

Where does the money come from?

Headache

! Sadness!

Sadness! The

other people in Aunt Qin's shop don't know what happened when they see their boss scratching their ears and cheeks there

You know, today is the first day of the National Day, and the business in the store is very good;

logically speaking, the boss should be happy, but now he looks depressed and tangled.

Xiang Qin, who was the cashier, was also a little funny when he saw Ma Yibo's expression; Xiang Qin was undoubtedly very grateful to Ma Yibo, and it was not an exaggeration to say that

Ma Yibo was an angel in their family; not only helped them solve Liao Tian, but also found a house in Yike City for their family to live in;

and after Xiang Qin came to work for Aunt Qin, what he saw was Ma Yibo's mature and steady side, where had he seen the scene of scratching his ears and cheeks;

However, this kind of scene made Xiang Qin feel that Ma Yibo was real

; since I learned that Aunt Qin was going to open a second store, and Wang Lifen also revealed to Xiang Qin that it was very likely that she would be a cashier

in the past; during this time, Xiang Qin studied Xi hard

; when she encountered problems in the store, she always asked Xiang Qin or others for advice

; after work, she also went to the Internet café to learn the skills of Xi form processing;

God will not disappoint a person who works hard!

Ma

Yibo saw all this, but he didn't say it;

if he wanted to enjoy the glory after success, he had to grit his teeth and persevere.

"Yibo, what's the situation, I've been standing here scratching my head and scratching my ears";

Liu Wei was also worried that something had happened to Ma Yibo, so he dropped the work in his hand and hurriedly came over to ask;

the current Aunt Qin, Ma Yibo is the leader or soul figure, no one can do it, but Ma Yibo cannot be missing.

"Did I scratch my head and ears?"Did I scratch my head?

"?"Definitely not?"Definitely

not".

"Yes, you ask everyone";

Liu Wei looked at the other people in the store

, however, no one looked over, and they all turned their heads to the side.

"Behold, there is nothing";

Ma Yibo also laughed, perhaps, this is the fun of ordinary people.

Liu

Wei was also a little speechless when he saw that everyone else

looked like they had nothing to do with themselves; in fact, how could other people get involved in this kind

of thing? Both of them are bosses, one is a big boss and one is a small boss, and it is not a good thing to offend anyone, especially since the two bosses are obviously just joking;

if any of them dares to go up, it is purely to find themselves unhappy.

Ma

Yibo sighed a little, he had a lot of ideas or projects in his head to make money, but he didn't have the principal, which was very embarrassing.

"Isn't there more than 300,000 yuan, and it is more than enough to open a second store, but after two stores, the daily volume of goods will be doubled, and this will be a lot of expenses at that time";

Liu Wei thought that Ma Yibo would talk about the second store.

"I'm not saying that the funds are not enough, yes, we are now two stores, and the amount of goods has indeed increased, but you can go to talk about the account period, not to mention that it will be settled once a month, and it will be settled once a week, which is no problem at all";

"Yes, just do it, the balance of funds in the two stores for a week, at least 140,000, and you can do a lot of things if you stay";

Now Ma Yibo, I can't wait to break a penny and bloom, this extra 100,000 yuan is definitely a surprise.

At this time, Liu Wei's educational level or the limitations of not having any previous contact with business were exposed

; of course, Ma Yibo's ability to think of this for the first time was inseparable from his entrepreneurial experience in his previous life

; if he was just an ordinary office worker, and he was not in contact with finance, it would be difficult to think of the account period;

in the hearts of most people, they still have the thinking of handing over money with one hand and delivering goods with the other.

"When it's okay, read more business books, as our Aunt Qin has more and more shops, you, the boss, must at least have relevant business knowledge and management skills, we can't do these manual jobs all the time";

Just said this, Ma Yibo said what he had been wanting to say recently, but he didn't know how to speak

; although Liu Wei said that he had rich social experience, it was just social experience

; for business and management, he was indeed the little white among the whites

; before, if he said it for no reason, it would make people think that he looked down on him for not having a degree or didn't care about what he said;

but now it is different, this opportunity is just right.

"Well, I didn't care about it before, but with the second store about to open, I've thought about it too."

Liu Wei is not good at reading, but he does have a ruthless spirit, as long as he knows where he needs to change, he will accept it with an open mind

, unlike some people, who do not learn Xi, arrogant and arrogant, this kind of person, even if he makes money, he can't keep it.

"Yes, that's what the big boss does."

"The billing period, as the name suggests, refers to the period of time from the supply of goods from the manufacturer or wholesaler to the retailer until the retailer pays";

"For us, it is the vegetables taken from Lao Zhang, and every once in a while, they will be settled in a unified manner";

"According to the supermarket's account period, it is generally 60-90 days, we are not big now, and it is impossible to have such a long account period, but a week or two, or even if the negotiation is good, a month is also possible, however, my psychological expectation is that a week can be";

"In this way, you can bring us 140,000 account funds."

"Hold the grass, it turns out that you can still play like this, I have seen it";

Liu Wei's explanation of Ma Yibo seems to have opened the door to a new world, it turns out that there are many ways to do business, especially things that are beneficial to yourself, which is even more joyful.

"Haha, what kind of money is it, if there is a two-week account period, our third store can be opened";

The speaker is unintentional, but the listener is intentional;

Ma Yibo also slapped his thigh and said: "This idea is good, I'll ponder it for us."

Liu

Wei looked at Ma Yibo in confusion, he just mentioned it in passing, and he didn't know what he just said afterwards; therefore, Ma Yibo said

that he had a good idea, but Liu Wei was a little confused.

"Look at your little bit of interest, about the third store";

"Yibo, let's take it easy, I just said it casually, if you go on like this, the gap is too big, and we can't guarantee that our stall is too big, and we have to borrow from the bank, it's not cost-effective";

Ma Yibo feels that today is really a good thing, he just remembered cross-border e-commerce at noon

, and today's Liu Wei is like a baby panda who sends koi, surprises him everywhere.

First, the matter of the third store, and just now it was a bank loan, which can be said to have solved Ma Yibo's urgent need.

Before, I was always worried about the lack of money, that is, I forgot about the bank

, mainly because the Internet finance is not developed now, otherwise you can borrow any money, micro loans, or anything.

You

must know that in 2012, the national stock market was particularly bad, and the business environment was also average

; the state issued various policies to support small and medium-sized enterprises;

among them, what kind of business loans and what kind of flow loans are particularly common, and the most important thing is that the interest rate is very low;

As long as the requirements are met, the loan will be disbursed quickly.

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