Mage Joan

"Even if the interest is calculated, the installment payment will cost more than one payment. To put it bluntly, the "rent" of the commodity is also converted into the total price... The specific algorithm of the installment interest rate is more complicated, you don’t need to manage these , Anyway, I will not charge you even a copper interest."

Javier smiled and shook his head, not intending to continue on this topic.

Based on Joan’s intellectual level and mathematical foundation, even if Havel does not elaborate, it is not difficult to derive the calculation formula of instalment rate by using his brain a little, and then realize how much Mr. Havel’s interest-free interest makes him cheap. Secretly grateful.

Javier took pen and paper, wrote and painted, and soon helped Joan devise a repayment plan.

According to this plan, Joan bought the "Vitality Ring" with a down payment of 1,500 gold Durga, owing a gold deposit of 2,000 Durga, nominally promised to pay off in 10 installments within one year, paying 200 gold Durga in each installment In fact, Javier did not strictly limit the repayment date, and told Joan bluntly:

"When you have ample money, you will repay part of the arrears. It doesn't matter if you are unclear within a year. You can also renew the period... The reason why you want to form a formal installment contract is mainly to facilitate the account. After all, this firm is' "Yangbo Chamber of Commerce's subsidiary, I personally only take a small share of the shares, but only the manager rather than the boss. If I don't straighten out the accounts, I can't explain to the shareholders."

Joanne can see that Mr. Havel has tried to help himself to get preferential conditions within his scope of power, he signed an installment contract according to his instructions, picked up the "life support ring" and put it on his finger. An unprecedented warmth flows into the body through his fingers, making him feel very comfortable.

Javier put away the contract documents, caressed Joan's hair, and said gently: "It's not too late, go to bed."

"Okay, Mr. Havel, good night."

Joan got up and said good night, followed the servant back to the second floor guest room, after washing, took off his clothes and gave it to the servant to wash, got into the warm blanket, and stroked the magic silver ring in his finger, feeling for a while Thousands cannot sleep.

Joan is very grateful for what Mr. Havel has done for him, but the simple nature of the country child makes him think that he has added a lot of debt to him and can’t help but feel anxious and secretly determined: "I still have to try to make money and fight for one. Pay off the arrears during the year to avoid embarrassing Mr. Havel."

With full of worries, Joan unconsciously surged into sleep.

In the early morning of the next day, Joan got up as usual to prepare the spell. After washing, he went downstairs to the restaurant and asked Mr. Javier and Dr. Kaylandil.

After breakfast, the time had come to 6:40, Javier personally drove Kyle Deere out of the city in a horse-drawn carriage, and Joan also traveled by car.

After saying goodbye to Kaylandil, Javier planned to send Joan to school before returning to the business. He said "shun the road", but Joan was neither stupid nor "road blind". How could he not see that the business and the college were in exactly opposite directions? Persisting in rejecting Mr. Havel's kindness, it was more convenient for him to take a public carriage to Leiden College.

The post near the city gate is the main station of all public carriages in Leiden Port, and it is also the starting point of the bus line around the city. It is indeed very convenient to ride here. Javier will not say much. A wallet full of silver coins told him to take out a silver coin to the conductor after he got on the bus.

"No matter how many stops you take, you only need one silver coin!"

"Okay, Mr. Havel, I remember."

Javier took off his hat and waved to the young mage, urging the horse to drive away. Joan watched the carriage go away, carried his backpack and turned to the bus station.

From Joan's perspective, the biggest difference between Port Leiden and his hometown of Delin is that there are more comprehensive urban public services, such as magic street lights on both sides of the main road in the main urban area, such as those that shuttle through the city streets. Rail public carriage system.

Joan had never rode such a carriage running on two parallel rails before, and boarded the waiting platform with a trace of curiosity and excitement.

There are two benches for passengers to rest on the platform, and a canvas tent to block the sun and the wind. Two well-dressed old gentlemen sit on the bench side by side, chatting while smoking a pipe.

A young man who looks like a foreman of a business, sits on the adjacent bench with his legs up, turning the newspaper casually. Joan glanced at him as he passed by, only to see the words "Leiden Post".

At this time, a clear ringtone came from the end of the track, and the two horses stood side by side in a bridle.

Joan looked back and saw that the driver was waving his whip and scolding the horse to stop. A young ticket seller in a black uniform and a cap was standing behind the driver, striking the bell hanging in front of the first carriage door.

The track is really a simple and magical device. With these two smooth rails, only two horses are needed to drag four long carriages in a row, which can accommodate up to 40 people.

When the carriage was stable in front of the platform, the passengers next to Joan got up one after another, picked up the umbrella and cane, folded the newspaper into the jacket pocket, and boarded the carriage one after another.

Joan followed the two old gentlemen to the last carriage and found a seat. There were only four people in the car, including him, so it looked very spacious.

Joan saw two announcements posted on the side wall of the carriage, one of which said that the opening hours of the Leiden Port Public Carriage was from 6 am to 8 pm, with an average of one bus per hour, running around the ring road An hour, 10 stops on the way-Leiden College is one of them. Another announcement read "Passengers' Notice", such as prohibiting spitting and slapstick.

The bell rang again, and the carriage slowly started.

After a while, the young ticket seller came from the front, holding the ticket holder in his left hand, and carrying a metal box fixed by a belt on his right shoulder.

Joan took out a silver coin that had been prepared from his pocket, stuffed it through the coin slot at the top of the iron box, and received the ticket from the conductor, stamped with the red lacquer stamp of the Public Transport Committee of the Municipal Council, Stuff your pockets.

The carriage ran along the track for about ten minutes. On the way, the driver yelled from time to time, driving the stray dogs on the bus track and the guys who did not observe the morals and crossing the track, causing the carriage to run slowly and fast. Fortunately, the overall The words are fairly stable.

Passing a station, the carriage slowly slowed down and stopped in front of the platform.

At this moment, there was a fierce dispute outside the window, immediately attracting Joan's attention.

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