Quick Transmigration Goldfinger Trialist

After Ding Yun said so directly, the corners of the eyes of those who knew the situation were twitching, while those who didn't know it was difficult to understand the situation.

Then they looked at each other, at a loss.

At the same time, some have even begun to ponder.

If you want to think of a way to lose money, you have to sell the shares in your hand, so as not to become waste paper.

And those who don't have shares in their hands.

Now I have started to think about whether to change jobs.

This is like the end of the ancient dynasty. The court is about to perish. For most ministers, they are just migrant workers. Isn’t it the same to work when changing bosses? Those who die with the former boss are fools.

But no matter what, the financial manager in charge of finance stood up as a monk ringing the sky bell:

"Why don't I start with the overdue ones first!"

"There are still overdue ones, that's fine, let's talk..."

Many companies just bully the weak and fear the strong. The money owed to the bank is repaid as soon as it can be paid. The money owed to small contractors, small businesses and small suppliers is delayed as long as possible, or the kind of delay that does not pay interest. Thank God if you can pay.

I don't know how many small suppliers, small contractors.

Even small businesses are directly dragged to death.

Naturally, their family is also like this. The money owed to the bank is not overdue for the time being, but the money owed to some raw material suppliers and small construction companies has already been delayed for a long time due to the unfinished projects.

If you have money, you should take it out and pay it back to the bank first.

rather than to them.

Therefore, these can be regarded as overdue debts.

"Currently, we owe a total of 170 million in payment to six material suppliers, and we still owe 280 million in project payment to 13 construction companies.

This is the portion of the arrears that we manage directly.

There are still more than 300 million in arrears on the outsourcing side.

These add up to about 800 million. "

"What I just said is overdue. In addition, besides the 30 billion loan owed to a certain bank that is about to expire, there are also 12 billion commercial bonds that are about to expire. This is the main thing. part.

The second thing is the issue of employee wages.

It's time to get paid today.

It will cost about 100 million yuan to collect all the employees' salaries, bonuses, five social insurances and one housing fund. "

"In addition, in the next three months, three bank loans of 12 billion, 53 billion and 9.7 billion will come due one after another.

In the next year, there will be 160 billion loans.

4.6 billion commercial bonds mature.

In addition, what I said is not counted as interest.

If you count the interest, it is far more than that. "

Speaking of this, the financial manager stopped, because it was meaningless to continue talking. If you can’t pass the level in front of you, you don’t need to mention the rest. What’s more interesting, it’s just adding troubles for nothing.

It was the first time for most of the senior management of the group present to hear so much arrears so bluntly. No matter how they thought about it, they felt that the group must not be on the job, if it weren't for the unwillingness to directly tear their faces.

Some wanted to shake their faces and leave on the spot.

After all, they have nothing to do in this situation.

"The situation is like this. As long as you are not deaf, you should be able to hear clearly. I have never been in charge of the company's affairs before. Now I have to come here to clean up this mess. I can only reluctantly try.

You don't have to have any scruples.

Don't worry about how much you will lose.

If there is any way for a strong man to cut off his wrist, just tell me.

As long as the funds can be withdrawn, everything is easy to talk about! "

It took Ding Yun only three hours to understand the situation of the Xia Group. Even if she checked carefully, it was impossible for her to consider everything thoroughly.

Not to mention that she didn't understand some things at all.

So I can only listen to everyone's suggestions first.

"Mr. Shi, it's really not that I said something depressing.

In the current situation of our group, it is useless for the king of heaven to come. Originally, the cash flow in the company's accounts can last for a while, but two days ago your father, that is, Mr. Shi, took all the cash flow away , Now it is estimated that they have already taken the money abroad.

Now it cannot be said that there is no penny in the accounts, but it is true that there is not much money, and the wages cannot be paid.

It's hard for a clever woman to cook without rice! "

"Actually, as long as we can sell the house and land in our hands, the loan will definitely be repaid, but the key now is that our house can't be sold, or the speed of selling is far behind. The speed at which each batch of bank loans matures, and even the interest.

The money from the house sold yesterday.

It is not enough for the interest that our group has to pay every day.

So there is really no way, unless there is suddenly good news about the housing market and housing prices are rising rapidly again, otherwise it is impossible to turn around.

So, Mr. Shi, you should just give up. "

"Actually, if the higher authorities allowed us to sell the house at a 45% discount, then we might be able to survive for a while, but unfortunately the higher authorities did not allow it, saying that if we did that, it would be completely destroying the market.

The most important thing is that once the price is really reduced, the previous purchase will definitely cause trouble, so we can't advance or retreat.

The house cannot be sold, and the price cannot be lowered.

Completely stuck. "

"When the land was hard to buy before, we still had the opportunity to sell the undeveloped land directly and earn a little less money. At least we can pay off the loan when acquiring the land first, so as to reduce the pressure.

But Mr. Shi missed that opportunity. Now I don’t know how many lands have passed the auction, and no one dares to buy them. Our lands are also in their hands and cannot be sold.

Houses worth a few million dollars are easier to sell.

Tens of billions of land is really hard to sell...

Not to mention that there are mortgages on the land. Ordinary people are easy to cheat, but those in the same industry really can't. "

"Mr. Shi, we can do nothing but show off.

There's simply no other way..."

Good guy, there are a lot of group executives present, almost none of them have hope for the future, and even persuade Ding Yun to give up, stop messing around, it's better to just look forward to whether the higher-ups are willing to help out, if they are willing.

That's all easy to do, and I can live for a few more years.

If you don't want to, you will go bankrupt directly.

At this time, Ding Yun, based on the previous description of the financial manager and the suggestions of everyone present, came to a conclusion that relying on her wealth and billions of gold fingers can temporarily extend the life of the group for another month, but if there is no There is really no way to get the funds back quickly.

Now there is only one way to quickly withdraw funds, and that is to sell properties as much as possible.

It's just that it seems very simple to say.

But it is even more difficult to do.

There are two situations in their group's house now.

One is the houses in the first-tier cities, which are not worried about selling, and there is almost no inventory.

Good location is not so easy to sell.

The ones in a bad location basically can’t be sold.

Not to mention unfinished and unfinished houses.

Basically all the good ones are sold.

It's not easy to sell, it's really not easy to sell.

While Ding Yun was meditating, the people present kept talking. It's a pity that they didn't have any suggestion to bring the dead back to life. The atmosphere of the whole meeting even became more and more depressed as they talked more.

Everyone basically felt that there was no hope.

wait to die.

After half an hour like this, Ding Yun finally came up with some unsolvable solutions, and planned to try first:

"Enough is enough, just be quiet.

On the financial side, how about this, I will allocate one billion to you first, and you will clear all our overdue accounts, and the wages will be paid first, so as to stabilize people's hearts.

Don’t ask me where the money came from. Anyway, it’s not the group’s money, nor the money my parents gave me. It’s the funds I transferred from overseas.

This money is owed to me by the group.

My funds will last a while longer.

But not for long.

So we still have to seize the time to withdraw funds. "

"I don't know if I can successfully restore the decline by doing this, but I can only try first.

Treat a dead horse as a living horse doctor!

Bankruptcy is okay, but you can't lose your conscience! "

"The first point is to send some employees to negotiate with buyers in those places that have been sold but are unfinished, or those places that have not yet started construction.

Ask them if they would like to choose to switch rooms.

We have real estate all over the country, and we can exchange any places that have not been sold. If the price is similar, we can exchange it directly. If the price is cheap, we can give them more area.

Note, we are not selling a house.

We are trying to make up for those buyers as much as possible when there is no other way. Because our company is in a loss, it is reasonable to have a low price. "

"In this way, a batch of inventory should be cleared at no cost. As for those who are really unwilling, if the number of people is too small, then directly buy them a house in a nearby community and replenish them. If there are a lot of people, then Build a little less and complete the delivery as soon as possible.

In short, solve these troubles as soon as possible! "

"Wait, President Shi, it's useless to do this.

In this way, apart from losing some inventory and spending some energy, there is almost no way to get back any funds? "

Du Hui originally thought that Ding Yun could come up with some good suggestions, but the more he listened to it, the more he felt that Ding Yun's suggestions were useless at all. Those who bought a house but failed to get a house are not as threatening as a bank.

Waste your energy and money on them.

That's a waste of self-help time.

"I know, don't talk nonsense.

I'm not a fool, and what I just said is not a math problem. I can't see that the suggestions I just made will not only fail to withdraw funds, but even waste a lot of money, but this must be done.

I have heard and considered all your suggestions just now, so I decided that regardless of whether the company will go bankrupt or not, the remaining problems must be resolved.

Put aside the money owed to the bank for the time being. Anyway, the bank has collaterals. If they can sell those collaterals at the market price, they will not lose money at all.

Some of the people who bought our house have paid off their mortgage for several years, but they still can’t get the house now. Isn’t it our fault? My idea is that even if we can’t survive and go bankrupt, we can’t pay back after bankruptcy. Being scolded by thousands of people, now I still have some money, and the group can continue to operate for a while for the time being, so let's solve the remaining problems first, and it is best to make sure that after bankruptcy, no one will scold us except the bank! "

"Ten billion may not be able to repay a bank's first-term loan, but it is enough to fill the pits of 10,000 families that have been cheated by us. This must be done.

Anyway, there are still a lot of houses that we can’t sell, so we try our best to satisfy those families first without spending money, and there is really no way to spend money. "

"This matter will be resolved by setting up a special department, and if money is needed, I will try my best to meet it.

That's the first thing I'm going to say. "

"The second thing is to sell the land. Those lands that have not been developed will be sold as long as they do not lose money. In this way, whoever can sell a piece of land without losing money, our company will not give cash because of the tight cash flow.

Directly to the house, those houses that the company did not sell.

Pick anything within ten million.

If you can make a profit, you will be given a 3% commission on the profit.

Let's try to make the mess as small as possible.

This will make it easier to go back to bankruptcy and liquidation! "

"The third point is to sell the house.

This point, the original commission remains unchanged, and a new commission is added. The original commission is 3 to 5 per cent of the proceeds from selling a house, right?

In some places it may be even lower.

Let’s change it now and add a 1% commission, but this 1% will not be distributed in the form of cash, and will also be directly given to the house. Our group does not have many other things now, but there are many houses that cannot be sold.

In other words, if a salesperson sells 100 houses in the same community, his sales commission is to directly reward him with a house in the community.

If you want a house in another neighborhood, you can.

Exchange it in proportion to the market price.

For example, a salesperson sold a thousand houses worth a million dollars, but he didn't want a house worth a million dollars.

That can completely reward a house worth tens of millions.

Facade is also OK.

As long as it is the real estate of our group, it is fine!

This can not only increase enthusiasm, but also indirectly destock. The most important thing is that no one can say that we are selling houses at a low price. We are not selling houses, we are directly rewarding employees. "

"Those who sell air conditioners reward employees with air conditioners, those who sell mobile phones reward employees with mobile phones, and those who sell houses reward employees with houses. Is there any problem? It's reasonable!"

"Of course, if you don't want to, we don't force you. You can also give cash commission directly according to the original commission."

"Let's do it for the time being. If you have any good plans to sell the house next, as long as you can get the funds back quickly, you can email me directly."

"By the way, there's one more thing I almost forgot.

Material suppliers and construction companies owe money, if they are willing to accept the house for debt.

We can also give some discounts appropriately.

Since then, the core of our group's economy is the money that can be paid for by the house, and we will never use cash.

Leave it at that for now.

One billion in cash will arrive later..."

After finishing all his thoughts, Ding Yun took out his Duocai Duoyi card and started transferring money, while going straight to the company's finances.

Prepare to check the accounts and make an asset breakdown.

and debt breakdown.