Rebirth: Japanese investor

   Chapter 108 Branch Banking

   At noon, Masayoshi Kishimoto led his company to send 600 million in cash to Sumitomo Bank, which is the closest to Hard Gold Capital.

As soon as the branch manager of Sumitomo Ueno Bank saw the big customer, he didn't even eat lunch. He threw down his chopsticks and invited him to the VIP room with a smile on his face. After making tea, he asked if he had eaten. .

   Kishimoto Masayoshi said truthfully: "I didn't eat."

   The branch manager immediately picked up the phone, made a call to the best high-end Japanese restaurant nearby, and ordered a high-end Japanese restaurant.

   "Before this, your company did not have any business relationship with our Sumitomo Bank, right?" When the branch manager was faced with so much cash, he was not only happy, but also needed to figure out the source of this money in his heart.

   Kishimoto Masayoshi took out the Mitsui Bank and sent the money to his company, and then the receipt he himself received was placed on the table.

   The branch manager picked up the receipt and looked at it, and he immediately understood in his heart. This money is very clean, that is, completely legal, not black money, stolen money or something.

   "Since you already have business relationships with Mitsui Bank, why did you think of developing a business relationship with our Sumitomo Bank?" the branch manager asked with a purpose.

   "I just want to see which of the two of you has better service? If there is no comparison, there is no choice?" Kishimoto Masayoshi leaned back on the chair and raised his legs.

   He knew that even if Mitsui Bank and Sumitomo Bank merged in the future, it would not hinder any choice he made at this time.

   Today, the two banks are competitors, which means that the peers are enemies. For banks, deposit absorption is the pressure of every branch.

   This pressure will be passed on by the branch manager to the staff at each branch. They all have a mission.

   The bank staff on the front line of the branch, how much credit card should be issued and how much deposit should be withdrawn, are all clearly stipulated within the bank.

   If it is completed, you should get the commission to get the commission, and the bonus to get the bonus. Conversely, if the minimum number of tasks cannot be completed, the wages that should be deducted will have to be deducted, and if the performance is too poor, they will be dismissed directly.

   The bank staff in the credit department, although there is no pressure on credit cards and how much deposits to collect, but there is pressure on taking out loans.

   Once there is a dead account, their heads will be big, after all, they will be held accountable. If all processes are in line with the internal rules and regulations of the bank, as long as the loss is not too large, there is generally nothing to do.

   After all, lending is also a business. As long as you do business, there is no guarantee that you will not lose money or lose money. If there is something wrong with it, it will let it eat and walk around.

   This does not include all kinds of shameful fly camp dogs. When Kobayashi was still at Mitsubishi Bank, it was not because his boss had framed him, found him to be the culprit, and was robbed of his merits, so he was imprisoned for a year.

  The pressure of the branch manager comes from the performance of the branch. If the annual target is not met, it will also suffer economic punishment, and it will also affect the future of the individual.

   is either transferred from the original job, assigned to an unimportant department or remote branch, or demoted.

  If the head office wants to cancel the branch, it is generally a final elimination system with unqualified performance. Regular employees will be transferred back and wait for the redistribution arrangement of the personnel department, while non-regular employees will often suffer the fate of dismissal.

  As long as the bank branch staff can catch a big customer, even if you don’t come to work, it doesn’t matter, they will still pay you the salary and the bonus you deserve.

   Not only that, but it is not something that cannot be negotiated when a major client proposes to arrange someone to work in the bank. People like this are related households with backgrounds in a certain area, especially small and medium-sized banks in the local area.

   Of course, it is not so easy to be defined as a large customer by the bank. Masayoshi Kishimoto is the most clear, but the bank is dedicated to the icing on the cake, and the umbrella is collected in the rain. From a business standpoint, it's also beyond reproach.

   "You can rest assured, our Sumitomo Bank is also an old-fashioned bank. For big customers like you, we will definitely provide one-to-one caring service."

   The branch manager thought that the other party could mobilize 600 million yen in cash from the Mitsui Bank at one time, which meant that the other party still had a larger amount of cash in the Mitsui Bank. If you add the cash flow from one year to the next, the number will be even bigger.

   If you can transfer all the money that this strange man in front of you has deposited in Mitsui Bank to Sumitomo Bank, it will greatly help improve your performance and pave the way for future promotions and salary increases.

   "If necessary, I hope your Sumitomo Bank can provide me with more lines of credit and guarantees." Masayoshi Kishimoto made a test.

   He is not only as simple as accepting the bill of exchange, but also the bank can provide him with more additional services when necessary.

   With his keen professional sense of smell, the branch manager could smell the meaning of something else, but said it very officially and politely: "We will depend on the specific situation and do our best to serve you wholeheartedly."

   "For example, if I have real estate investments in Seoul, South Korea, can I also handle related mortgages and loans?" Masayoshi Kishimoto said as an example.

   "There is no problem, as long as the procedures are complete and legal. Our Sumitomo Bank also has a branch in Seoul, South Korea, and we can also provide you with comprehensive services."

   The branch manager strongly realized that the other party was not chatting with him, but a kind of temptation. It seems that the young man in front of him has done a great job in his career, and the funds that he needs to mobilize will also be huge.

   "Then I'll put the money with you and see!" Masayoshi Kishimoto did not hope that the other party would open up to him for the first time.

   The reason why he said this is to let the other party have such an idea in his head, and it is also convenient for him to make a preset for the development of the three districts of Gangnam, Seoul, South Korea in the future.

  Time and money are not the most important things, but the most important thing is to find someone who is in charge of the overall situation in this aspect.

   I want Kazuhiko Inoue to find Yamaguchi Katsuhiko for him, and then I will have the opportunity to personally persuade the other party to join the Hard Gold Capital Company and become my second partner.

   "Okay. The business processing time may take longer, so you have to wait a long time." Naturally, the branch manager ordered someone to re-order the 600 million cash sent by the other party. Not even one less.

   (end of this chapter)