Rebirth of Hong Kong 1981

   Chapter 420 Ten Billion Negatives

   After coming out of Standard Chartered Bank, Yang Chen did not go to HSBC, but got in the car and left Queen's Road in Central.

  This time, he took another loan of 3 billion from Standard Chartered Bank. In addition to the previous loan of 200 million US dollars, Yang Chen owed Standard Chartered Bank a total of about 4 billion in loan.

   His cash deposit in Standard Chartered was only 2.5 billion. With the extra 1.5 billion, he directly mortgaged Carrefour to Standard Chartered Bank.

   Next, Carrefour’s external expansion needs to rely on the relationship of Standard Chartered Bank to open the way. Mortgage of Carrefour will help him and Standard Chartered Bank to deepen the trust between each other.

   In addition to the 4 billion loan promised by HSBC, the total loan amount has reached 7 billion, which is about 1.3 billion in US dollars.

   This money is just enough for the purchase of game console hardware.

   If you add his cash deposits in the two banks, Yang Chen's liquidity has reached 16 billion.

   For a while, Yang Chen had a feeling of floating.

  Unfortunately, this feeling didn't last long. Yang Chen, who was idle and bored, picked up the newspaper placed in the car and was about to pass the time, but he saw a newspaper with the picture of the richest man Li.

   Seeing this big guy in the newspaper, the smugness in Yang Chen's heart disappeared all of a sudden. In the time of the financial crisis, the richest man in the future, Li's richest man, made a feat of 200 billion, and it appeared in his mind.

   The amount is ten times as much, even if there is an inflation factor in it, the other party is more than a star and a half better than him.

   As for loans and so on, everyone is the same kind of people, so let’s not say that some are not worth it.

   Before, he also told Lin Qingxia that he was the first loser in Xiangjiang, and now he has finally got this title.

   In addition, he had previously loaned 3 billion to two banks, a total of 10 billion, HSBC 6 billion, Standard Chartered 4 billion, 10 billion negative, which is appropriate.

  The loans of other people are mostly in the name of the company, and his company is private, and the loan is also his personal business.

Looking through the whole Xiangjiang, I believe that no one has more debts than him. Ten billion loans, and one year's profit alone will cost seven or eight billion. If he didn't know the sales records of future GB game consoles, he would not dare Play that big.

  Beside him, He Chaoqiong came out of Standard Chartered Bank and didn't speak until he got into the car.

   Now Yang Chen has loaned 10 billion in HSBC and Standard Chartered Bank, so much money, He Chaoqiong feels heavy on his shoulders.

  Although Yang Chen has a lot of cash deposits on hand, which is enough to offset these loans, but Yang Chen's desperate behavior makes her a little worried.

  He Chaoqiong's worry, Yang Chen didn't notice.

   Of course, even if he noticed it, he didn't know how to explain it to the other party. Only when the game console came out and spoke with data could interrupt their worries.

   Today, no one knows the potential of the game market better than him. If Atari was not killed, the American game market would definitely continue to grow wildly.

  In this era without mobile phones, game consoles have largely replaced mobile phones, giving everyone a tool to pass the time during entertainment and leisure.

  There are billions of people in the world. On average, if only one of twenty people buys his game console, he can make crazy money and count the money until he is soft.

   Later Nintendo's home console, after the listing in the United States, an average of every three households in the United States has a Nintendo console game console.

   This is the case with home consoles, not to mention handheld consoles. As long as the game is fun, a few dozen dollars apiece, with the consumption level in Europe and the United States, can definitely sell the game console in his hand.

  Once the game console is sold, it will be his turn to make money. Profiteering products like game consoles can be harvested as much as possible in the early stage, especially game consoles, where the net profit takes nearly half.

Fifty dollars a piece, he can make at least twenty dollars, thirty dollars a piece, he can make ten dollars, as for fifteen dollars a piece, he doesn't want much, regardless of various costs, earn two or three dollars Just fine.

  200 million game consoles, once sold, he can make at least two billion dollars in profit, and when the game consoles are sold, the next game cards can be harvested.

   He didn't need to go to those game geniuses to design the various small web games that he played as a child in later generations. He only needed to come up with the idea, and the game engineers of Orange Technology would do it in minutes.

   The Tetris he designed earlier, the small game like Snake, and a group of game engineers of Orange Technology have already made the game.

   For this reason, he had to pick out various types of web mini-games in future generations in advance, and let those people continue to make games, so that after the game consoles were sold, all kinds of game cards would be able to blow up players.

   The more popular his game is, the higher the market value of the listing will be. He makes money simply by selling game consoles and game cards, far from the stock market.

   As long as he can raise the net profit of the game company to more than $2 billion per year, then the market value of the game company. At that time, it can reach tens of billions, or even hundreds of billions of dollars.

   In later generations, Nintendo’s annual profit was maintained at around one billion US dollars, and its market value exceeded 50 billion US dollars.

   Such a profit, as long as it is maintained for two or three years, then he can harvest dollars in the stock market as much as he likes.

   Later Nintendo dominated the game market for more than ten years.

   He only needs to seize the market and break the dictatorship of Nintendo after the collapse of Atari and before Nintendo rises, so that he can eat meat.

  In addition to handhelds, the home and arcade markets are not small, and compared to handhelds, home and arcades are more profitable.

  Before Microsoft and other giants have joined in, there is definitely some money to be made. When it is about to be made, it is necessary to get out first.

  Although he knew that he would make a lot of money in the future, but with nearly 10 billion in loans and hundreds of millions in interest every year, he couldn't help but feel the pain.

  Although HSBC and Standard Chartered Bank gave him the best interest rate, but with such a large loan amount, the annual interest rate is enough for him to buy two Kowloon buses.

   shook his head, trying hard not to let himself continue to think about sad things.

   and other game consoles are launched, then in the next few years, he will make countless dollars, billions or tens of billions, this is definitely not a joke.

   But, sometimes having too much money can be a hassle.

  Imagine that when he listed the game company, he would cash out 20 to 30 billion US dollars from the stock market.

   Such a huge sum of money is deposited in HSBC or Standard Chartered Bank, how should they react?

   Needless to say, it is definitely both happiness and pain.

  A bank, if there are too many deposits at once, it is definitely not a good thing.

  There is a lot of money, and the bank has to lend the money. Money generates money. If the market is good and the funds are recovered quickly, naturally there is no problem.

   But once the market situation is not good, the loan can't be recovered in a short time, or the house price in Xiangjiang plummets, then Yang Chen wants to play tricks on them, and he can definitely push the two banks into the abyss.

   Banks are most afraid of a run. As long as they encounter it, even a bank like HSBC that has the right to issue notes will have to admit it.

  In a capital society, there is no trust between people. As long as the interests are sufficient, HSBC will still cheat him without negotiating.

   Therefore, if one person has too much money, he should own a private bank. is very necessary.

  Money, sometimes in my own hands, is more reassuring than in other people's homes.

  ——

   (end of this chapter)