The rise of nanometers

Chapter 117 Payment

June 24th.

Time blog.

The official account of Wandashan Dairy.

An ordering service interface has been opened, and other members of the Cloud Inspection Quality Association have also opened their own online direct stores.

After more than half a year of development, the development of the cloud inspection platform has become more and more mature, but there are only a pitiful 43 brands that have successfully joined.

It’s not that it can’t be detected, but that in order to ensure that there are no problems with these brands, the cloud inspection basically conducts random inspections two or three times a month. Companies that pass must also undergo very strict review.

For example, corporate background investigation, actual controller investigation, business history investigation, and comprehensive product quality inspection.

For those companies that have had problems, they all refuse to join the Cloud Inspection Quality Association. Basically, if something happens once, it will never be used again.

Even if there are no problems with the company, if there are problems with the shareholders and actual controllers of the company, they will be refused to join.

Just in case, Shiguang Information also entrusted another subsidiary of Suiren Company, Robinia Ant Company, to send people to be stationed in the production departments of these companies for a long time to cooperate with Qingshui Testing Company to investigate product quality.

Even if these companies want to self-destruct and destroy Yunqiang's credibility with them, under multiple insurances, Time Information can pre-empt them and directly press the opponent to the ground and rub them.

If you do not accept the presence of the locust ant supervision team, or deliberately interfere with product quality monitoring, Time Information will directly strike first and block product sales. At the same time, the entire network will issue a risk warning, and then sue the other party for breach of contract.

Those companies that really want to run their brands will never stop the supervision team of Locust Ant. However, companies that want to be self-destruction trucks will basically have no way of circumventing the surveillance under the joint monitoring of Locust Ant and Time Information.

In fact, the current enemy of Time Information is the counterfeit manufacturers of Taotao.com.

The legal departments of various franchised companies and Time Information have formed an unprecedentedly large joint legal department to prosecute merchants who dare to counterfeit goods. If they find one, they will collect evidence, report and appeal.

After more than a dozen companies were killed, merchants on Taotao and those imitating factories basically did not dare to produce and sell counterfeit Yunqian products.

Time Information formed United Legal Affairs, which is called the "Mad Dog Army" by industry insiders. As long as they are targeted, they will basically pursue them fiercely.

It is this hard-core mechanism that ensures the credibility of the cloud inspection platform. After a series of developments, the credibility of the current cloud inspection platform continues to increase, even forcing the official quality inspection department to become somewhat passive.

It's just that Ziguang Pavilion also intends to crack down on those inactions and support Yunjian as a catfish to force the quality inspection department.

After all, the problems exposed in the tainted milk incident last year made the higher-ups very angry. They also felt that the quality inspection department was inactive and even colluded with some companies.

Therefore, the great development of cloud inspection has occurred. This is the default result above. Even the cloud inspection weekly, Ziguang Pavilion has subscribed to it every week.

Nowadays, many companies are afraid of random inspections by Yunqiang, because if they are listed on the red and black lists of Yunqian Weekly, they will go straight to Tianting. Being on the red list is okay, it is equivalent to advertising; if it is on the black list, it is basically a failure. rhythm.

Sometimes domestic enterprises are not unable to produce good products, but some people have too dark minds. The products sold abroad are not only of good quality, but also cheaper than domestic ones.

Just like Meng Yang and Yili's export products, it's not that the craftsmanship doesn't meet the requirements, but that their products are too dark. By lowering standards and raising prices, more profits can be made.

There is also Liangxiang Company in the computer industry. It is known as Midi Liangxiang, but it is not a name for nothing, it is a naked double standard.

These companies, under the name of national enterprises, use low prices and low prices at home, but overseas, they pay high prices and low prices to foreigners, which is the worst way to deceive their own people. It is really disgusting.

Time information headquarters.

In the president's office, Jiang Miao and several vice presidents were discussing some recent events.

At present, the business of Time Information is very large, including the blog division, blog division, cloud inspection division, public welfare division, social circle division, entertainment division, e-commerce division, and application store division.

In addition to its wholly-owned subsidiaries, Qingshui Testing Company, Real World Publishing House, Good Time Management Company (the management company of the amusement building), Time Film and Television Company, and Time Industrial Design Company.

Li Jianhua, who is in charge of the construction of the Time Information Network payment platform, looked tired but with a hint of relief: "Mr. Jiang, we have reached an agreement with the four major banks."

"Jianhua, thank you for your hard work." Jiang Miao also knew the difficulty of this matter.

This time we were able to reach an agreement because Time Information showed the greatest sincerity, and our brother company Blue Age also helped a lot.

Because a series of seawater desalination plants are being built, once all plans are completed, about 20 to 40 tons of gold can be extracted from seawater every year.

To some extent, gold reserves are related to the strategic security of finance, and the current gold reserves of the Central Bank of China are about 1,054 tons.

In the Blue Age, a lot of gold can be extracted from garbage, industrial waste, and seawater every year.

This year alone, the recycling factory in Shandong Province recycled 253 kilograms of gold in the first half of the year.

After several months of secret negotiations, Blue Era and the Central Bank reached an agreement that in the future, apart from the portion of gold produced by Blue Era for its own use, 70% of the remaining gold will be purchased by the Central Bank at a price of 70% of the market price. .

The remaining 30% of gold is the strategic reserve deposited by Suiren Company in the central bank, and is also used as the payment system margin for Time Information.

With this condition, we successfully obtained a special online payment license. At the same time, the negotiation of online payment agreement between Time Information and the four major banks also kicked off.

In terms of the construction of the online payment platform, Time Information needs access from the four major banks. The negotiations were finally completed on June 18. The online payment platform of Time Information has officially achieved a breakthrough.

The design of the online payment framework of Time Information is pure third-party payment, and there is no future micro-loan or credit card-like design.

Because Suiren Company does not intend to make too much money from online payment, but uses the online payment platform as a tool to provide users and merchants with an online payment channel.

According to the designed charging method, channel fees are charged to merchants, and the charging standard is 1.8% of product sales.

According to the agreement with the four major banks and the three major communication operators, which bank account and which communication operator's service account the transaction occurs in, the bank and the operator can each receive a 0.6% channel fee.

In fact, it is divided equally among the three parties. If the retail price of a product is 100 yuan, the total channel fee is 1.8 yuan, and Time Information, the bank, and the operator each receive 0.6 yuan.

Of course, there are some details. This part of the channel fee actually refers specifically to online sales of physical goods.

For virtual goods, such as online games, video music, online novels, and online services, channel fees are another proportional calculation formula.

For channel fees for virtual goods, banks and time information still charge 0.6%, and the rest is allocated by agreement between operators, platforms and merchants.

After the payment platform license and agreement were completed, the Time Wallet, which had been prepared for a long time, was immediately launched on the Time Blog and various sub-programs.

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